Graduate Officer, Risk Control & Monitoring

Reporting to: Head of Risk Control & Monitoring Job Responsibilities Assist in reviewing and enhancing risk management policies, procedures, risk indicators, risk limits and approval authorities to ensure compliance with MAS regulations and Head Office requirements. Support the implementation and improvement of the Bank’s risk monitoring and control framework, covering credit risk, market risk, liquidity risk and operational risk. Perform credit reviews of loan and money market applications to assess obligors’ financial standing and repayment capability. Provide administrative and secretariat support to the Credit Committee, including preparation of meeting minutes and ensuring proper documentation and filing of credit-related documents. Conduct risk monitoring activities, including daily market risk monitoring, tracking of liquidity risk indicators, portfolio reviews and stress testing exercises. Prepare and maintain periodic risk reports, data analysis and monitoring reports. Support risk management activities within assigned areas or portfolios. Liaise with Head Office, business units and support departments to facilitate risk management processes. Assist in ad-hoc tasks assigned by the supervisor. Requirements Bachelor’s degree in Finance, Economics, Business, Mathematics, Statistics or related disciplines. Basic knowledge of accounting principles and financial statements analysis will be an advantage. Professional certifications such as FRM, CFA or CPA will be advantageous. Familiarity with Bloomberg, VBA or data analysis tools is a plus. Proficient in Microsoft Office applications, particularly Excel. Proficient in English and Mandarin to review documents and communicate with Head Office and stakeholders. Strong analytical, quantitative and problem-solving skills, with attention to detail.