Credit Analyst

Responsibilities: Perform robust credit assessments on corporate clients and credit proposals, including on credit rating, credit limit, detailed financial and non-financial analysis, structure of financing (e.g. financial terms/conditions, covenants) etc. Prepare clear and comprehensive credit review report and present the report for credit approval. Monitor credit exposures to ensure portfolio quality, conduct periodic credit reviews, identify early warning signs and recommend risk mitigation strategies etc. Recommending ad-hoc trade requests based on approving authority. Review credit documentation to ensure adherence to approved Terms and Conditions. Other tasks as may be assigned by Head of Department. Requirements: A Bachelor Degree in fields such as Economics, Finance, Accountancy etc. with a strong foundation in analytical, statistical and other quantitative techniques. A minimum of 3-5 years' experience in credit evaluation with large regional or global financial institutions. Proficient in Mandarin to liaise with Chinese speaking clients and stakeholders. Excellent verbal communication and good interpersonal skills to handle stakeholders across multiple departments. Proactive, energetic, result oriented and possess good business acumen and strong sense of risk awareness. Ability to work independently and manage multiple priorities.