Key Responsibilities Accounting & Regulatory Reporting Support the Head of Accounts in maintaining proper financial controls and ensuring the accuracy of accounting records. Perform daily accounting operations, including journal entries, reconciliations, expense processing, and month-end closing. Prepare and submit MAS regulatory reports (MAS 610, MAS 649, Income & Expenditure, etc.) and Head Office financial statements. Monitor key liquidity ratios such as Minimum Liquid Assets (MLA) and Asset Maintenance Ratio (AMR) to ensure MAS compliance. Prepare and file GST reports to IRAS accurately and on time. Maintain and update the fixed asset register in accordance with accounting standards. Compile financial data and analyses for monthly ALCO meetings and management discussions. Financial Planning & Analysis Assist in preparing the annual budget, financial forecasts, and variance analysis. Provide financial insights and analytical support to management and Head Office. Participate in internal performance reviews and contribute to process improvement initiatives. Audit, Compliance & Collaboration Liaise with internal/external auditors, Head Office, and regulatory authorities, providing accurate and timely information. Collaborate with other departments to ensure the integrity and efficiency of financial processes. Take ownership of assigned tasks and contribute to team projects and operational enhancements. Professional Development & Team Support Act as Deputy to the Head of Accounts when required, ensuring smooth financial operations. Demonstrate strong interpersonal skills in coordinating with both internal and external stakeholders, fostering a cooperative work environment. Exhibit a willingness to learn, adapt to new systems and reporting requirements, and continuously build technical and leadership competencies. Show a proactive “can-do” attitude and readiness to take on diverse responsibilities in a small but dynamic team. Job Requirements Bachelor’s degree in Accounting from a recognized university (Finance major alone will not be considered). Minimum 5 years of relevant accounting experience, including at least 3 years in the banking or financial services industry. Sound understanding of MAS reporting requirements (MAS 610, MAS 649) and local accounting standards. Strong grasp of budgeting, financial analysis, and internal control principles. Advanced proficiency in Microsoft Excel and financial reporting tools. Excellent communication and interpersonal skills to work effectively across teams and with senior management. Willingness to learn and continuously improve through guidance, self-development, and hands-on experience. Professional accounting qualification (CPA, ACCA, CA Singapore) or prior experience at a Big 4 audit firm will be an advantage. Meticulous, reliable, and adaptable, with the ability to work independently and as part of a collaborative team.