Credit Analyst (Lw)

Job Responsibilities Conduct credit analysis to assess corporate clients' financial performance, repayment capacity, and creditworthiness. Review and analyze financial statements, financial ratios, cash flow, and business performance. Prepare credit papers, financial models, and cash flow projections to support credit decisions. Perform industry and sector research (Aviation, Shipping, Financial Institutions, Middle Market, and General Corporates). Identify credit risks, recommend mitigating factors, and support credit approval submissions. Work closely with Relationship Managers, Credit Risk, and internal stakeholders throughout the credit approval process. Monitor borrower performance, financial covenants, and emerging credit risks. Ensure timely completion of credit reviews while maintaining accuracy and compliance with internal policies. Requirements Bachelor's Degree in Finance, Accounting, Business, Economics, Banking, or a related discipline. Minimum 3–5 years of experience in Corporate Banking, Commercial Banking, Credit Analysis, Credit Risk, or Audit. Prior experience in credit writing within Corporate Banking is required. Strong knowledge of financial statement analysis, financial modelling, and credit risk assessment. Experience covering Middle Market, Financial Institutions, Shipping, Aviation, or General Corporate portfolios is advantageous. Good understanding of corporate lending structures, credit approval processes, and risk management. Strong analytical, communication, report writing, and stakeholder management skills. Ability to manage multiple priorities and work effectively in a fast-paced environment. Proficiency in English is required. Additional language proficiency may be beneficial where relevant to business needs. Interested candidates are encouraged to submit their resumes along with a cover letter outlining their relevant experience and achievements to apply116@talentvis.comor click apply now! **We regret to inform that only shortlisted candidates would be notified** Talentvis Singapore Pte Ltd | EA License No: 04C3537 EA PersonnelName: Wong Xin Tong | EA Personnel No: R26162902