Financing Relationship Manager (Sme Financing / Fintech Lending) | $5K + Comm [0580]

Industry: Financial Services / SME Financing / Business Lending Location: Chinatown, Singapore Working Hours: Monday to Friday, 9 am – 6 pm Salary: SGD 4,000 – SGD 5,000 + Commission + Performance Bonus Job Summary We are seeking a Relationship Manager to support client acquisition and portfolio growth within the SME financing sector, with a focus on unsecured working capital loans for businesses in Singapore. The role involves managing the full financing process, including business development, preliminary credit assessment, loan structuring, deal execution, and post-disbursement account management. Key Responsibilities Client Acquisition Identify and acquire SME clients requiring unsecured working capital financing solutions. Develop new business opportunities through direct sourcing, referrals, and partnership channels. Sales Pipeline Management Maintain a consistent pipeline of prospective SME borrowers. Manage sales activities from prospecting to deal closure. Credit Assessment Conduct preliminary assessments of financing applications, including review of: Financial statements Bank statements ACRA business information Prepare and submit supporting information for internal credit evaluation. Financing Solutions Recommend financing structures based on business cash flow and funding requirements. Present suitable financing solutions to clients. End-to-End Deal Management Manage the financing process from: Lead Generation → Client Engagement → Application Submission → Negotiation → Disbursement Stakeholder Coordination Liaise with internal credit and operations teams to facilitate loan processing and disbursement. Relationship Management Manage post-disbursement client relationships, including renewals and repeat financing opportunities. Portfolio Monitoring Monitor repayment performance and support account renewals where applicable. Job Requirements Minimum 3–5 years of experience in SME financing, business loan sales, unsecured lending, or related financial se…