Functional Business Analyst Is-Tbc

Role: Functional Business Analyst Job Requisition Number: IS-TBC Job Level: >6- 10 years of Relevant Experience (L3/L4) Location: Singapore Key Responsibilities: 1. Business Analysis &Requirements Management · Lead requirements elicitation workshops with Product Owners, Business Stakeholders, Operations, Compliance, Risk, and Technology teams. · Analyse, document, and validate business, functional, and non-functional requirements for Stable coin and Digital Asset initiatives. · Produce BRDs, Functional Specifications, User Stories, Use Cases, Process Flows, and Acceptance Criteria. · Perform gap analysis between current-state ("As-Is") and future-state("To-Be") processes. · Manage requirement traceability throughout the SDLC lifecycle. · Identify and manage requirement risks, dependencies, assumptions, and scope changes. 2. Stable coin & Digital Asset Domain Analysis · Define and document end-to-end stable coin journeys including: · Pay /Transfer · Receive/ Collection · Fiat ↔Stable coin Conversion · Wallet Management · Wallet Payee Management · Onboarding/ Offboarding · Reconciliation& Reporting · Analyse impacts to digital channels including internet banking, APIs, Host-to-Host(H2H), and mobile platforms. · Document business rules for wallet operations, transaction lifecycle, settlement, limits, fees, and exception handling. · Support future digital asset initiatives including tokenised deposits, CBDC, and programmable settlement capabilities. 3. Corporate Channel & Entitlement Framework · Define and maintain corporate channel entitlement models covering: · User Roles · RBAC Frameworks · Maker-Checker Approvals · Transaction Limits · Authorization Matrix · Wallet and Account Entitlements · Ensure stable coin services are integrated into existing corporate banking security andapproval frameworks. · Work closely with channel teams to define onboarding, subscription packages, and access controls. 4. Regulatory, Compliance & Risk Requirements · Collaborate with Compliance, AML, Fraud, and Risk teams to define controls for: · KYC/CDD · AML Monitoring · Sanctions Screening · Travel Rule Compliance · Wallet Screening · Transaction Monitoring · Audit and Reporting Requirements · Ensure regulatory obligations are embedded into requirements and solution design. · Support reviews related to MAS regulations and cross-border digital asset controls. 5. Stakeholder & Delivery Management · Serve as the bridge between Business, Product, Technology, Architecture, Operations, and Testing teams. · Facilitate requirement walkthroughs and solution discussions. · Support Agile ceremonies including grooming, sprint planning, backlog refinement, andUAT readiness. · Drive issue resolution and requirement clarifications throughout delivery. 6. Testing & Implementation Support · Translate business requirements into test scenarios and test cases. · Support SIT, UAT, and Production Validation testing. · Review defects and determine whether issues are defects, change requests, or enhancement opportunities. · Support implementation, rollout planning, and post-production stabilization Key Requirements: Experience · 8–12years of Functional Business Analysis experience in Banking or Financial Services. · Minimum5 years in Transaction Banking, Payments, Cash Management, or Corporate Banking Channels. · Proven experience delivering large-scale digital transformation initiatives. Stable coin / Digital Asset Knowledge Strong understanding of: · Stable coins · Blockchain Fundamentals · Wallet Concepts · Digital Asset Custody · Tokenised Money · Tokenised Deposits · CBDC Ecosystem · Experience supporting Stable coin, Blockchain, Digital Asset, or Distributed Ledger Technology (DLT) initiatives. · Understanding of wallet-to-wallet transfers, digital asset settlement, and on-ramp/off-ramp models. Corporate Banking Channels Strong knowledge of: · Corporate Internet Banking · Entitlements& RBAC · Authorization Matrix · User Administration · Bulk Payments · H2HIntegrations · API Banking · Cash Management · Payment Domain Knowledge · Strong understanding of: · Cross-border Payments · RTGS · SWIFT · ISO20022 · ACH · Reconciliation · Settlement Processes · Knowledge of digital settlement and programmable payment concepts. Business Analysis Skills Expert in: · BRD /FRD Preparation · User Stories · BPMN/ Process Modelling · Requirement Traceability · Impact Assessment · Gap Analysis · Stakeholder Management · Experience with Agile delivery using JIRA and Conflue…