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Principal Software Engineer (Real-Time Payments)

Mastercard

SingaporeFull-timeOn-site

Posted 21 May 2026

About this role

The role involves owning the technical integrity and design of critical high-impact components for the Real-Time Payments platform. The engineer will provide technical leadership during major incidents and drive improvements in scalability, performance, and operational readiness. Candidates must have deep hands-on experience building high-throughput, low-latency distributed systems using Java and Spring. Experience in regulated, high-availability environments and a strong production mindset for resolving complex live-site issues are required.

What they're looking for

JavaSpringDistributed SystemsFunctional ProgrammingSystem ArchitecturePerformance TuningScalabilityFault Tolerance

Frequently asked questions

What does a Principal Software Engineer (Real-Time Payments) at Mastercard do?

The role involves owning the technical integrity and design of critical high-impact components for the Real-Time Payments platform. The engineer will provide technical leadership during major incidents and drive improvements in scalability, performance, and operational readiness. Candidates must hav…

What skills does this Principal Software Engineer (Real-Time Payments) role need?

Key skills for this role include Java, Spring, Distributed Systems, Functional Programming, System Architecture, Performance Tuning.

How much does a Principal Software Engineer (Real-Time Payments) at Mastercard pay?

The employer did not list a salary for this role. Most similar Singapore roles publish their band on the job page.

Is this Principal Software Engineer (Real-Time Payments) role remote, hybrid, or on-site?

This role is on-site, based in Singapore.

How do I apply for this Principal Software Engineer (Real-Time Payments) role?

You can apply directly on Mastercard's careers page. ApplyLah can tailor your résumé and cover letter to this exact role in seconds first.