Payments Business Analyst

Job Overview We are seeking an experienced Business Analyst to support a large-scale payment transformation initiative within the banking sector. This role will be responsible for driving business analysis activities, supporting payment system modernization, and working closely with business, operations, and technology stakeholders to deliver strategic payment solutions. The successful candidate will possess strong knowledge of payment operations, transaction banking processes, and business transformation projects within financial services environments. Key Responsibilities Business Analysis & Transformation Gather, analyze, and document business and functional requirements for payment transformation initiatives. Evaluate existing payment processes and identify opportunities for operational improvement and process optimization. Support the design of future-state payment workflows, operating models, and business procedures. Conduct stakeholder workshops, requirement gathering sessions, and business process reviews. Payment Operations & Functional Support Analyze payment processing workflows, transaction routing, validation, exception management, reconciliation, and settlement activities. Assess business impacts arising from payment system enhancements and modernization initiatives. Support solution design activities relating to payment processing platforms and transaction management systems. Participate in gap analysis, issue management, and business decision-making discussions. Project Delivery & Testing Prepare business requirements, process documentation, functional specifications, and project deliverables. Support system integration testing, user acceptance testing, migration activities, and operational readiness assessments. Assist with deployment planning, business acceptance, and post-implementation support activities. Ensure business requirements are accurately translated into functional solutions. Stakeholder Management Work closely with business users, o…