Product Manager

Job Summary • We’re seeking a Cash Product Manager to join our Transaction Banking team in Singapore, focusing on Account Services products, Commercial Cards and Escrow and Account Bank Solutions. • The role is to deliver a comprehensive suite of Cash Management products to our CIB clients, including Cash Accounts, Client Account Solutions, Sustainable Finance proposition, Commercial Cards, and Escrow and Account Bank Solutions. • This role plays a key part in supporting Singapore and ASEAN Liabilities Management, with a strong emphasis on portfolio optimisation, pricing discipline, and performance monitoring, all while driving sustainable deposit growth and ensuring alignment with liquidity frameworks. Key Responsibilities Strategy • Execute the liabilities product strategy in line with both local and regional balance sheet and funding objectives. • Drive deposit growth across multiple currencies and client segments, optimizing the portfolio mix for Singapore’s market. • Lead pricing management and support portfolio analysis, monitoring market trends and policy rate changes specific to Singapore. • Conduct market research and competitor analysis to identify gaps and opportunities for product innovation. • Manage and monitor product performance, ensuring alignment with revenue, profitability, balance sheet and client satisfaction goals. • Provide forecasts, manage the pipeline, and resolve any revenue gaps to ensure growth targets are met. Business • Partner closely with Group Product leads to articulate and implement key product initiatives. • Collaborate with Sales and Coverage teams to identify customer needs and develop compelling Account Services product, Commercial Cards as well as Escrow product value propositions across diverse CIB client segments. • Work jointly with Sales and Coverage to improve product offerings resulting in increased revenue and utilization, improve efficiency and reduce cost. • Work with group/regional product team to define product roadmaps and prioritize development initiatives. • Manage product updates, customization and rationalization based on client feedback, market demand and regulatory changes. • Partner with operations, technology and other stakeholders to ensure seamless end-to-end delivery and scalability of products. Processes • Drive execution of portfolio enhancement initiatives, participating in system testing and reviews as needed. • Support commercialization efforts linked to balance sheet optimization and liquidity metrics. • Develop and maintain training materials and client-facing content tailored for the Singapore market. • Lead timely updates to internal platforms and sharepoint for local initiatives. People & Talent • Build collaborative relationships with cross-functional teams in Singapore and across the region. • Develop strong domain expertise and continuously improve analytical, commercial, and product management skills. • Foster a collaborative, inclusive culture aligned with the Bank’s values Risk Management • Support product governance throughout the lifecycle, including launches, withdrawals, and ongoing reviews. • Conduct regular product risk assessments and governance documentation updates, with a focus on products such as Account Services, Commercial Cards, Escrow and Account Bank solutions. Governance • Monitor regulatory developments in Singapore and ensure compliance with internal liquidity policies. • Support audit and regulatory reviews as required. Regulatory & Business Conduct • Display exemplary conduct and live by the Group’s Values and Code of Conduct. • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Key stakeholders Internal • Group, regional and country product team • CIB Sales and RM team • Implementation team, Client Service Group and Operations • Data Analytics and Revenue Management • Finance • Treasury Market • Third Party Risk and Governance teams • Business Management • Compliance, Legal and Ops Risk External • Corporate & Institutional clients • Competitors Other Responsibilities • Embed Here for good and Group’s brand and values in Singapore TB Cash Product; Perfo…