Credit Risk Analyst (Banking|Portfolio & Risk Reporting)

Job Summary Support credit risk management by maintaining policies, preparing risk reports, monitoring portfolio trends, and assisting in regulatory and stress testing exercises within a financial institution. Responsibilities Maintain and update credit risk policies and frameworks to ensure compliance and effectiveness Prepare detailed portfolio risk reports for management and Head Office to inform decision-making Monitor portfolio trends to identify early warning signals and risk concentrations for proactive risk management Support stress testing and regulatory reporting exercises to meet compliance requirements Assist in Expected Credit Loss (ECL) calculation and provisioning processes to ensure accurate financial reporting Participate in risk-related projects, including climate and environmental risk initiatives, to enhance risk management practices Communicate effectively with stakeholders across multiple departments to facilitate risk management activities Manage multiple priorities independently while maintaining high attention to detail and strong risk awareness